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How Pre-Settlement Funding Increases Case Value

Stop settling for less because your client is desperate. See how funding gives you the leverage to fight for policy limits.

May 20, 2026 By Flash Legal Funding

Every experienced attorney knows the scenario: You have a solid case with clear liability and significant damages. You know it’s worth the policy limits. But your client is out of work, their bills are piling up, and they are calling you every day asking, "Why haven't we settled yet?"

When a client is financially desperate, they lose the ability to be patient. They pressure you to accept the first low-ball offer the insurance adjuster throws on the table just to stop the bleeding. This is where pre-settlement funding becomes a critical strategic tool for your firm.

The "Holding Power" Advantage

Insurance companies know that time is on their side. Their entire strategy is often built on Delay, Deny, Defend. They know that if they wait long enough, the plaintiff’s financial situation will deteriorate, forcing a cheaper settlement.

Funding neutralizes this tactic. By securing a cash advance for your client to cover immediate needs (rent, car payments, groceries), you buy yourself the "holding power" necessary to litigate the case properly.

Better Treatment = Better Value

Financial stress often forces clients to miss medical appointments or skip necessary treatments because they cannot afford the copays or the gas money to get there. Gaps in treatment are the easiest way for defense counsel to devalue a claim.

Funding ensures your client can afford to continue their treatment plan, documenting their injuries fully and increasing the overall value of the case.

A Win-Win for the Firm

Some attorneys hesitate to recommend funding because of the administrative burden or fear of high rates. At Flash Legal Funding, we have solved both:

  • Streamlined Process: We require minimal documentation from your office. We respect your paralegals' time.
  • Fair Rates: We offer competitive, simple interest options that ensure the client still walks away happy at the end of the case.

When clients are financially stable, they are patient. When they are patient, you can fight for the maximum value. And when case values go up, your firm's revenue goes up.

Partner with a funding company that understands litigation strategy. Contact Flash Legal Funding to learn about our attorney-preferred process.

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